The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individual to continue their group health plan coverage in certain situations. Specifically, COBRA requires group health plans to offer continuation coverage to covered employees and dependents when coverage would otherwise be lost due to certain specific events.
Cobra sets rules for how and when continuation coverage must be offered and provided, how employees and their families may elect continuation coverage and when continuation coverage may be terminated.
If you have questions regarding COBRA Compliance, please contact your LaPorte representative. The federal and state requirements for COBRA are often different.
We would be happy to help you:
- Understand the differences between your State and the Federal requirements.
- Determine if COBRA applies to your health plan
- Understand which events trigger the requirement to offer COBRA coverage
- Provide the required COBRA notices
- Introduce a third party administrator to handle the COBRA requirements and liability.